yOJj, 26 p} 2006

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oCW n kj S Dj. kMubl c[l. cCmb pj n JM GiObo, JM k&kMu J JM Yiuk kC pCJl Dml. nJ DmCN cCmb `v&DJnj` UC n cnJ.
vkjl mll you n m$ Dlb mJ&cv nl Dn J l v `D<Yj vkjl mL̳&` uYC kuhv Dlb kuy Puu Dn. kc vJW hjCc J kc&Yc u#l Ilu lj cCm vJ[C, l kJC J lb Jkm I[JCW n Jnlck k&c pbv pcCj vn l mhOxlv DhDh ypu Hku plu. Dl v (Loyalty) n kcblv cUCj H hm vJn, lj Jil Jkm J DJnvlck kc b mclu Jj DJubyv Dn. GiObo J kc blu J{Cj lClCJ hnl, kc J J̳k pJv b mcvJ mOCj pJvMu n Dl kUǮ c nl Dn. m DYmjCMul (Flexibility) Gpk J kc&j oIbk[v Dh#l Dn. lu 3 hjcC Dnl. GOJ&, DOj J mcblj, bl c mbOǮ yp uhuu Dnl.
DOvk Gil DmcOv GlhV nC kjC pcv kvmEui mbmLv 13 oMbl mbMOv kv MOu. l 4 cbJj DOjl nl-
1) 66 kwk kc&Nbv mO GiObl u DmCN youb lbJj hjCc nl Dn Dm mbilu.
2) 64 kwk kc&Nbv lbv 10 kwk hijJ{ J kc箳 JUbl mmkjhC cUl Dmu lj vkj youb Dmb mbilu.
3) 44 kwk kc&Nbv lbv kcbl ilǮ mbO cUl Dmum vkj you Dm mbilu.
4) 54 kwk kc&Nbv lbv kbhvǮ `cMv` k Dn n cnl vmu mbilu.
Dcjklu `mWj H@j ƬSJn u[jMh` mbmL hnCvmj vJv Yjl kuu DOkNbhk 40 kwk DOkj Dh#cC kc k Mkl vmucU lbv kc kjJ uil. cv<yU YjlǮ ƬcOu o< DM kj omv ll. Dp vJv DOkj cnCv vJ[ Puu uk lk 2 l 3 J<祮 kuJOl hoVl J ilǮ Dh# kjll J vkjl you kjlv p@y k@ij lm GiObb kjbln you ku pl Dm oml. lbv kjDj kjl Dmlv J̳k Jkm nJ Dml.
kc&Nb vJ h{u vckb k nJb Dn? `pvjMv Skwm` mJ& pibl Sk cb$ Dn. `Sho - m - h - mony.` lcU `Dc箳 mbmLl ov J<x kmv kc kj cnCp Dcn lcnu c@vpj n ho oT.` pv h[lu DMJ&ou Dl Hjm DL& Gju vn. kjC ov J<&vblj n Dmv oCj J ICj n oI k Dmlu n cnl vn. m@k D@hMv pon Dl ul vn. kc&Nbv l SJp k@M nJ Dml. EmihjmjK kC lj mLvk J `m@k D@hMv` mӮv n Dhcv mcpll Dm Dcjkv kbhvbv omu. cK k&kj DOkj JR (m. F&. D.) `[u@F& DB[ ` kbhvv mJnx ku Dml Dm D{Uv Du k, DOkNbv lb M mJ& G op& kc&Nbv ou, lcC Jibl il kjCcO mJ&l c DJnv cv<yU Jkm n Dmu mbilu. 1998 mm c@k@vP DnJu cnJ v<k<& Dm Dn. - 6000 DOkNbhk H 23 kwk JRv mhhC Jl k, lb kbhvbv G op& yc Dmuu JRv Dk<&v Il l Dn. hC D& cnCp H 16 kwk JR mbmLbv lb G op& k&#cl DmCj uk kCl n cnl Dn! DnJu YjlJkw hnCmjK Dn. - H 3 kwk JRv Dm Jlb k, lb kbhv cv<yU Jkm hjCckjk jlv kv DvJMk JRv i JU mbmL ynj hJ Mkl Dnl. DnJu v<k<& cnJ Dn. cCm (H hm vJn) DC ckx MDj n jp箳 k&mӮJj Ju vnl DC yc JJmLhv n Sk mJlb$ k&h cnCv pj GYju vn lj yN mbmLbv lb YJ<kUl Dmbl<箳 o&u lW[ J uiu.
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1. vJv @uW Dk<&v ICm hm n SkcJ nlj mcp vk. Yiuk pL yc Jml Dn, DM kC lc kbhv / MK k{.
2. Dp GcoJj lb Dh# mjU J yO[khC cb[ll. lbv lb kc箳 Mla J D v cb[ .
3. humcW kjCN J / mbmLbM lc mbybO o J oI&kuv J.
4. D@v uF&v jcW i Ho I.
5. lc箳 lmhO祮 nj DUK. kCln mbmL lc lmhOa Dm Mkl.
6. lcn lc cv<mbh kCln GiOblv lc箳k[ Dk<&v IT Mkl, hC Sk i u#bl J, JM kcbl lp% DmCNbv lcnu JiU lNnv JiJJ uiu.
7. G lb$%vOl kc&j cUJC n lc箳 OjCJ<k JJmLhv Yi Dmu hnp.
8. lc箳 kbhvǮ vbJ n lcnu biu cCm cUJv oCu kjCYl Dml. lJn vJ Kjy nT v cnCv Mkwl kUp I.
9. kc&j Jkm n Sk mll I[Cj Ƭ nJ. lc箳 kc&Nb Jkmyyl Glmn J lb mcOv h[lUCl lcn kc h[ul lj kc&Nbvn kbhvǮ kcbl mJjm GjCj vn.
10. JlvJ<k Hb hjbhjk kl iblJv v Il vJvJv Dk<&k uYv vc&C kj, cnCp lc kc&j lcnu Ʈkv jnlu.
11. kc hjmLl (SvJnv&cW) cnJ Dn. l mcOvkjk kM Jl F&u J< kc&Nb mӮv ciJ. biu hjmLlcU biu kc Glmn J{l.
12. cCm kcJj vclv lbv DJmlJ Dmv oT vk. hj v Puu Dmv lbv kbhvynj vkj MOCm kjCYl jlu.
13. kcbl mcJ Dmuu i (kbv) kcblu mcOvJj hjCc k Mkll. l kc cuchv km ku pl? lu hjl<k cUC mbO Dn k? kc il nl Dn k? n Mv cnJ Dnl.
14. lc箳 kbhvl vC&k (Ƭku) kcb yyll kcl kc JUbl vC& IC DOkj DmCN J kc&j Yjl ƬcO mcJ kv I. Flk vJn lj DM llku Yjl kjC n lb kc箳 DJMk ijpl mcJ kj cnCp lcnu k&#cl J{uu omu.
L[kwl mbi cnCp, biu cCm cUJC J l jKC n Ƭ Kuu iRJj DJubyv jnu. cCmb Jkm mOC mbO GhuyO kj, vn lj iC cCm m[v plu. DM JkmvMu kc&NbM mll mbJo J. vn lj lc箳 c HU ynj mbmL Klu. biu kc i oKu I. biu kcu hjl<k . biu kc Mbm nl Dn n Jm vc&C kj. ci @uW J@j EpkCm lc mJ& lj Puu Dn Dm mcp.
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