yOJj, 13 mhWyj 2006

c JCp hoJOj Dmv J<a m.S. Dblc hj# oCj Dn. Jc #$cO mO Dvk mbO GhuyO nl Dnl. h&YcJj cu m.S. vblj D@kwjDu mvm DYmc kjl F&u k? D@kwjǮ kc箳 mJhyun cnl J.
Dol Dukj.


D@kwj iCl J mbKk hl Jhv D|Lk J Dv Dv<bik Dkmck Ivblu pKc (jmk) D{J Ill. Jc, YJ<vJ&n vO, vJ=Jlv, iblJCk J Dv mbybOl #$lu pv DKCcO J l cubkv kjCn kc D@kwj kjll. YJ<lu Dvƽl Ivb D|Lk hjCc jJC kc D@kwj kMulv kjll. Jc, vJ= Jlv, iblJCk lm vJv cO pkw c@vpcW, yBEki, nuLkDj
 

DoǮ vJvJv pv jJC, llu pKcb Dbop ybOC J vpv kjC n lb kc Yi Dn. Jju mJ& icOu JMu<C kjC J D|Lk pKcb DYm J vpvn l kjJ uil. D@kwj yvCm mbKMm$ J iClcO G op& yc DmC DJMk Dn. lm Ʈk, mbJokMu, mbiCkMm$, vC&#cl n iC DJMk jll.
YjlcO `D@kwjDu mm D@H Fb[` cbyF& n mbmL D@kwjDu JJmƳk yvCm hj# Il. mbmL cvo mYmou `D@kwj` Dm cnu pl.
iCl, mbKMm$, Fkvc^kwmcOu hoJOj J hoJj JLv `D@kwj` yvC luvv mh pl.
`D@kwj` nCm Jju mbmL JLa mYmo nC DJMk Dml. JLa mYmo nCm kclkc 18 J<x J DmC DJMk Dn.
lm KuucC M#Ck h$l Dmuu JLa hj#u h$ jll.
1) 12 Ju iCl J mbKMm$l 85% iC cUJuu JLa.
2) iCl J< ITv hoJ J hoJj hj#l Kuu J< Iluu DmC DJMk.
i) iCl EkJ iClcOu Dv MK,ii) mbK Mm$ iii) Fkvckwm, iv) mbiCk Mm$, v) DYb$k, vi) YlkMm$ J lb MK.
Jju DYmc hC& kuu JLv Kuu D hC& ku hnpl.
iCl J<cO mJ& J<祮 hhm&cO 55% iC cUC DJMk.
Jju DYmccO 50% J< iClM mbybOl DmC DJMk.
3) Sc.y.S. EkJ hm @pS [huc Fv yPvm D@[cvm^Mv ( DYmcl iCl DblY&J DJMk) kuu GcoJj.
4) m.S., D.m.[yu.S., D.m.SH.S.D. FvMjvm Fvm D@H Fb[ DYmc hC& kuu GcoJj.
2005 hmv `D@kwj` hj# mJh youuu Dn. DYmc j hhbcO JYiu Dmv 15 J<b DYm kjJ uil.
hj# j hh h{ucC Dmll.
1) kDj kwvku mjp : hhcO 9 J<b DYm kjJ uil.
2) kDj D@hukMv mjp : hhcO 3 J< Dmll.
3) mhMum kwvku mjp : SkC 6 J<bhk 2 J< GcoJju vJ[J uill.
4) mhMum D@hukMv mjp : SkC 6 J<bhk 1 J< GcoJjbv vJ[J uil.
DYmc JJO hh hC& kuJj m|Hk Fv D@kwjDu kwvk J [huc Fv D@kwjDu kwvk DM cCh$ ou pll.
DmmS cWyj : kDj kwvku mjp J kDj D@hukMv mjpcOu mJ& J<bl GC& Puu JLa DmmS cWyj yvll. vblj D@HuS cWyj yvl l.
Hu cWyj : `D@kwjDu mm D@H Fb[` Hu cWyj yvCm hj# jn hh GC& Puu lm Fb[ HuMh mcvj n hC& kjC DJMk Dml. lcC kn J<x kc kjC DvYJ DJMk Dml. HucWyju SH.S.Sm.D. n GhO uJl l.
hj#m mJ-DYmclb$ cnJ jl. J<b m[ cju mmj hjJu pl. hj# ojJ<a c/pv, D@kwyj/ vJnW. cnvl Ilu pll. cnj^l hj# kW cbyF& J hC kC Dn.
mbmL h : D@kwjDu mm D@H Fb[, 302, Fb[v iuy Wym&, 142, H& m^, [. Sv. j[mcj, s$hl MJp |cvmpJU, cbyF&-01. u.: 022-22691049, 22691051.
JymF: www.actuariesindia.org

c y.k@c.u Mkl Dmv cu `^Pj c@vpcW` J< cnl nJ Dn?
Dol jk[, cbyF&.


`^Pj c@vpj` kbhvcO pc nCj J K& nCj jK jkwkc (k@M) nlUl Dml. kbhvk[ Dmuu jK jkwkc k iblJ vC& ^Pj c@vpj Ill. lcC jK jkwkc uium k@hu ckxcOv EkJ Dv kCl ci&v jkwkc cUJ n Jj ^Pj c@vpm& kjll. ^Pj c@vpm& cKv k@hxj #$ J yBkbcO Dmll. yBkbcO ^Pj c@vpcW JiU JYi Dml, lj Kpi kbhvbcO kn kC mJlb$ JYi Dmll, lj kn kC Hvvm JYiDbli&l ^Pj c@vpcW kc l. k@hxj HvvmcO ^Pj c@vpcWcO yl J iblJCkǮ v Dvku vC& ICm hnu pl, lj yBkbcO ^Pj c@vpcW n vH cUJC kW Dn.
kbhv pmllpml hm cUJl Dmuv k@hxj HvvmcO ^Pj c@vpj kc Dlbl cnJ jl Dn. cc kbhv ^Pj c@vpcWu kc箳 v cnJ ol Dmuv #$l lp% ukb ciC J{l Dn.
mJ&mOjChC Hvvm J<lu Sc.y.S. Kpi kbhvbcO ^Pj c@vpj cnCv h$ jll, lj yBkbcO m.S. J Hvvm h&Yc Dmuu GcoJjn ^Pj c@vpcW kc kjll.
Sc.y.S. HvvmcO ^Pj c@vpcW n Sk J< cnCv MkJu pl, lj D.m.SH.S.D.cO ^Pj c@vpcW J H@jv SkwmWp c@vpcW n Sk mJlb$ DYmc Dn. ^Pj c@vpm&v HvvmcO Flj JYibl kc kjCNbh# 20 l 30 kwk pml hij cUl.